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ANSWERS TO YOUR QUESTIONS

Who Is Century-National Insurance Company?
A California-based insurer established in 1956, Century-National (CNI) has grown in prominence in the West and is one of the top homeowner insurers in the region.  In 1995 we started the Personal Auto Insurance Division to offer discount-priced auto insurance to low risk drivers in California. Many drivers have switched their auto insurance to CNI to save money.  CNI earns the A-“Excellent” rating for financial strength from A.M. Best Company, the most recognized insurance rating analyst.  In 2004 the company reached the milestone of 250,000 home and auto customers.

 



How Do I Compare My Auto Insurance?
We make it easy for you to compare premiums on your auto insurance. You can use the Online Quote form on this website, which guides you through the process and provides you an instant online quote. If you would like one of our Customer Service Representatives to give you a quote over the phone, please call us at 800-760-5001.  You may find it helpful to refer to your current policy summary in order to make an “apples to apples” comparison.

How Much Insurance Should I Have?
Liability insurance is perhaps the most important coverage to have and is required by State financial responsibility laws. Liability insurance protects you from financial loss due to injury to others, so how much you require can depend on the amount of your personal assets. Keep in mind that the incremental cost for getting higher liability limits can be very reasonable, and well worth the small additional premium. “Full Coverage” refers to having Liability insurance as well as Medical Payments, Collision, Comprehensive, and Uninsured Motorists. Refer to your current policy to see which coverages you have. Our Customer Service Representatives can advise you on each coverage available to you. Also, having a higher deductible on your Collision and Comprehensive coverage is a great way to save on premiums provided that you can budget the additional cost if you have a claim.  It is often worth the trade off.

How Does Century-National Offer Low Rates?
We focus on marketing personal auto insurance to select, pre-qualified drivers in addition to marketing to our own homeowners policyholders. A large portion of our customers come to us direct without being placed through an agency. Both of these factors enable us to have a lower cost structure than many of our competitors. 

Can I Count on Century-National When it Comes to Claims?
The answer is Yes, and it is the reason we have been successful all these years. When you report a claim you’re assigned a Claims Representative who will provide you with personalized service and guide your claim to prompt resolution. We want you to be a satisfied long-term customer – and we treat you that way!

Ask us a Question About Any of Our Products or Services

To find out more about what Century-National offers, or to ask a question that was not answered on the website, just complete this form and click "Submit".
Or call 1-800-760-5001 between 8:30am and 6pm PST Monday through Friday and one of our friendly Customer Service Representatives will be happy to assist you.


Please use this form to submit questions or comments.



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If you have difficulty using this form, please send an e-mail to autoinfo@cnico.com

 

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